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求助!!经济数学~基本利息理论~(答对会加100分)

罗德华书法
2022/1/15 11:08:07
第一条:You want to buy a TV and you face the following choices:
i) Buy TV at the store using a bank loan. There is no down payment as the bank can take your TV if you default on the loan. The loan is at the annual market rate of 5%. and the loan amount is $2000 to be repaid monthly over 4 years.
(ii) Rent-to-buy from the same store. The monthly rental is $120 for 48 months andthen you pay $1,000 to own the TV.
Which is the cheapest option and what is the present value of its net cost?
第二条: After visiting your car dealers, doing your research on the best leases available, you have three options.
(i) Purchase the car for cash and receive a $1,000 cash rebate from Dealer A. The price of the car is $10,000.
(ii) Lease the car from Dealer B. Under this option, you pay the dealer $500 now and $200 a month for each of the next 36 months (the first $200 payment occurs 1 month from today). After 36 months you pay $8,000 to own the car.
(iii) Purchase the car from Dealer C who will lend you the entire purchase price of the car for a zero interest 36-month loan with monthly payments. The car price is $10,000.Suppose the market interest rate is 6%.
What is the net cost today of the above three options? Which option offers you the cheapest financing?
请问应该要怎样做呀?!!

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  • 妙招慧生活

    2022/1/18 23:54:26

    直接报案吧,公安机关调查对方才会提供证据。而且理论上说你既然有过一次被冒名经历,很可能不止这一笔贷款,让公安机关立案,说不定可以锁定冒名者,防止后续麻烦。

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